COMMERCIAL REAL ESTATE FINANCIAL ANALYST


COMPANY PROFILE

Lincoln James Capital specializes in arranging financing for commercial real estate properties and businesses through our expansive network of lenders, strong leadership team and our commitment to the certainty of execution. We are actively building a high-performance team of motivated, committed, and personable business professionals who will deliver services of superior quality to our clients. If you are interested in joining a growing team driven by innovation and agility, you will enjoy working here.

JOB SUMMARY

The role of the Commercial Real Estate Financial Analysts is to gather relevant financial data to successfully understand the trends affecting the commercial real estate industry, performing oversight over all preliminary underwriting on incoming commercial real estate loans for borrowers by collecting loan package materials, performing risk and loan analysis, and creating executive summaries to help clients to make important investment decisions. The focus of this job is to produce work of the highest quality and accuracy in a timely and efficient manner. The ideal candidate will possess strong analytical skills with an inquiring and critical mind. This job demands the ability to apply a very disciplined and thoughtful approach to organize abstract concepts, systems and ideas in a way that best meets the needs of clients.

ROLES AND RESPONSIBILITIES

  1. Ascertain and analyze data needed to prepare mortgage loan submissions from property owners, borrowers, lenders, and third-party sources. Included may be leases, sales contracts, income and expense statements, surveys, property income and expense statements, borrower financial statements, articles of incorporation, partnership agreements, deeds, easements, environmental reports, property condition reports, appraisals, title policies, deeds of trust, notes, mortgage loan commitments, lender checklists, lender loan program requirements, real estate market surveys, comparable sales, overall capitalization rates, vacancy rates, prime and T-bill rates.
  2. Attend meetings with borrowers and lenders to develop relationships.
  3. Assist with the underwriting, approval and closing of mortgage loan transactions.
  4. Analyze real estate property and financial situations for producers, providing well-founded advice as to alternate courses of action.
  5. Perform analysis of leases, historical income, and expense characteristics to derive an estimate of Net Operating Income for a commercial real estate property. Included is the ability to analyze the Net Operating Income with respect to normal market income levels, stabilized vacancy rates, normalized expenses, lender’s specific requirements or lender’s appraisal standards.
  6. Analyze the characteristics of the real estate with respect to industry norms and specific lender requirements.

EDUCATIONAL AND SKILLS REQUIREMENTS

  1. Bachelor’s degree in Business or related field, or equivalent
  2. Five (5) years as a commercial real estate analyst, broker, leasing agent or property manager or equivalent
  3. Proficient in the Microsoft Office Suite

BEHAVIORAL REQUIREMENTS

  1. Possess the ability to manage multiple priorities at the same time
  2. Capable of taking the initiative even amidst ambiguity
  3. Driven to complete tasks in a timely and accurate manner
  4. Able to respond positively to pressure
  5. Able to make decisions based on careful understanding of all available information; detailed technical knowledge; expertise and serious considerations for all sides of an issue/problem

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Brigitte Grava

Financial Analyst

Brigitte Grava, an accomplished scholar from the University of Tampa, holds both a Bachelor’s Degree in Economics and a Master’s of Science Degree in Entrepreneurship from her alma mater. Brigitte’s dedication to academic excellence is shown in her performance as an undergraduate student as she was invited to the Adam Smith Economic Honor Society in addition to graduating from her Master’s program at the top her class in 2022. With over 5 years of industry experience, including a specialized focus on mergers and acquisitions during her 3-year tenure at a boutique investment bank, Ms. Grava brings a wealth of financial expertise to her endeavors. Her exceptional execution of economic and financial analyses, coupled with her strategic insight, empowers her to provide invaluable recommendations for business growth and corporate development. Brigitte is skilled at navigating intricate M&A transactions, consistently delivering optimal outcomes for her clientele. Her track record speaks volumes about her ability to handle every facet of these transactions with finesse, resulting in remarkable results for her clients.

Alyssa Beatrice

Director of Marketing

Alyssa Beatrice is the Marketing Director of Lincoln James Capital, leveraging over 7 years of expertise in both B2B and B2C domains. Holding a Bachelor’s Degree in Business Administration with a major in Marketing, Alyssa’s career is driven by innovation, determination, and data-driven results. Her impressive track record showcases numerous successful online and offline marketing campaigns, reflecting her inventive spirit and collaborative team approach. Alyssa’s unwavering passion for achieving exceptional outcomes has made her an invaluable asset to our team at Lincoln James Capital.

Andrew Millis

Commercial Loan Originator

Armed with a bachelor’s degree in business administration, specializing in Personal Finance from the University of Wisconsin Stout, Andrew possesses a wealth of knowledge and expertise in the Commercial Finance industry. With a solid background in community banking spanning 3  years and an additional year as a commercial credit analyst at Bankers Healthcare Group, he has demonstrated exceptional proficiency in the financial domain. Notably, Andrew has also successfully ventured into the real estate sector, establishing three thriving businesses in recent years.

Beyond his professional pursuits, Andrew cherishes quality time with family, friends, and his two beloved dogs. He finds solace in exploring new destinations through travel and engaging in outdoor activities such as hiking, golf, pickleball, and hockey. A true sports aficionado, he ardently supports the Green Bay Packers, Milwaukee Brewers, and Chicago Blackhawks.

Alex Cheng

Senior Vice President

After receiving his Bachelor degree in 1978, Alex started his professional career with a reginal CPA firm in New Orleans as Auditor. In 1980 he moved to Los Angeles to join ABPA, a national employee benefit administration firm.  He was promoted to Accounting Manager when he left the firm in 1988 when he was recruited by Dallas TX based Caltex petroleum Corporation, a JV of Chevron USA and Texaco Oil Company.  Alex served as Director of Finance in various countries, including the Philippines, Greater China (China, Hong Kong and Taiwan) and Australia.  Alex left Caltex in 1995 to start his own accounting firm in Burlington North Carolina.  By 2006 his firm has grown to a regional presence with offices in Cary, Burlington, Greensboro, Charlotte and Rock Hill, SC.  Alex sold his successful practice in December 2006 just before the latest financial meltdown.  Since 2007, operating under the firm name Alliance Consulting Group, Alex has been a financial and management consultant advising clients on complicated fiscal matters and improve overall efficiency in management and operation.  In 2015, Alliance Consulting added digital marketing to its service area to meet the changing landscape of business.  Currently his firm manages private equity funds of Family Offices and other high net worth individuals, with focus on multi-family apartments and purpose-built Student Housing apartments near major universities throughout the country.