Scale Your Business with the Right Commercial Loan

We leverage our large database of lenders to find commercial loans that are in your best interest

Simplify the
Lending Process

Save Money and Time

Stay Confident from
Application to Closing

You shouldn’t have to worry about:

Paying too much for CRE financing

Going through the lending process alone

Agreeing to unfavorable terms just to get the loan

Settling for a loan that doesn’t meet your goals

Feeling like you’ve been taken advantage of

Failing to close the loan

Lenders always look out for their interests first. You deserve to have someone working for your interests. That’s what we do at Lincoln James Capital.

Updated one time per day.


Speed without
sacrificing quality

Robust network
of lenders

Lincoln James Capital is a capital markets advisory firm that simplifies the process of getting a commercial loan. We have the knowledge, experience and resources to guide you through the complex, time-consuming process. The bank has a team of experts working for them. You deserve to have experts working for you.

You need a loan. We help you find it! Here’s how:

Gather Info
Let's talk about your goals and needs in a consultation
Go Shopping
Attract the best lenders and get options when we present your loan application in the best light
Get Your Funding
Compare options and choose the best loan so you can close that deal 

The Odds Are Stacked Against You

After decades of experience in commercial finance, we’ve built a large network of lenders and reputation as a trusted authority. From low-cost conventional loans to high leverage special situation financing, we leverage our database to find a variety of terms and options so you can make the best decision for your business. We utilize a large nationwide network to find you the best deal – and you don’t pay us unless your loan closes.

Experts in Commercial Loans

Our Mission

At Lincoln James Capital, we know that you want to find the best commercial loan to increase your net worth and grow your business. A loan that provides favorable rates and terms and allows you to propel your business to the next level.

The problem is, the loan process is a maze of uncertainty designed with the lender’s interest at heart, not yours. Confusing bank jargon, varying loan terms, or simply a lack of time to shop your loan leaves you at the mercy of a system that’s difficult to navigate on your own.

We believe you deserve to have someone on your side to help you find the best loan, which is why we started Lincoln James Capital. We leverage technology, our strong reputation, and a robust network of lenders to provide you with loan options that are in your best interest, not the banks’. We’ll walk you through the entire process, from application to closing.

Free Resource

Download our helpful guide

Your capital stack plays an integral role in CRE loan costs. Learn how to impact your financing costs with our helpful guide, “Lower the Cost of your Capital Stack: Debt vs Equity”.

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Brigitte Grava

Financial Analyst

Brigitte Grava, an accomplished scholar from the University of Tampa, holds both a Bachelor’s Degree in Economics and a Master’s of Science Degree in Entrepreneurship from her alma mater. Brigitte’s dedication to academic excellence is shown in her performance as an undergraduate student as she was invited to the Adam Smith Economic Honor Society in addition to graduating from her Master’s program at the top her class in 2022. With over 5 years of industry experience, including a specialized focus on mergers and acquisitions during her 3-year tenure at a boutique investment bank, Ms. Grava brings a wealth of financial expertise to her endeavors. Her exceptional execution of economic and financial analyses, coupled with her strategic insight, empowers her to provide invaluable recommendations for business growth and corporate development. Brigitte is skilled at navigating intricate M&A transactions, consistently delivering optimal outcomes for her clientele. Her track record speaks volumes about her ability to handle every facet of these transactions with finesse, resulting in remarkable results for her clients.

Alyssa Beatrice

Director of Marketing

Alyssa Beatrice is the Marketing Director of Lincoln James Capital, leveraging over 7 years of expertise in both B2B and B2C domains. Holding a Bachelor’s Degree in Business Administration with a major in Marketing, Alyssa’s career is driven by innovation, determination, and data-driven results. Her impressive track record showcases numerous successful online and offline marketing campaigns, reflecting her inventive spirit and collaborative team approach. Alyssa’s unwavering passion for achieving exceptional outcomes has made her an invaluable asset to our team at Lincoln James Capital.

Andrew Millis

Commercial Loan Originator

Armed with a bachelor’s degree in business administration, specializing in Personal Finance from the University of Wisconsin Stout, Andrew possesses a wealth of knowledge and expertise in the Commercial Finance industry. With a solid background in community banking spanning 3  years and an additional year as a commercial credit analyst at Bankers Healthcare Group, he has demonstrated exceptional proficiency in the financial domain. Notably, Andrew has also successfully ventured into the real estate sector, establishing three thriving businesses in recent years.

Beyond his professional pursuits, Andrew cherishes quality time with family, friends, and his two beloved dogs. He finds solace in exploring new destinations through travel and engaging in outdoor activities such as hiking, golf, pickleball, and hockey. A true sports aficionado, he ardently supports the Green Bay Packers, Milwaukee Brewers, and Chicago Blackhawks.

Alex Cheng

Senior Vice President

After receiving his Bachelor degree in 1978, Alex started his professional career with a reginal CPA firm in New Orleans as Auditor. In 1980 he moved to Los Angeles to join ABPA, a national employee benefit administration firm.  He was promoted to Accounting Manager when he left the firm in 1988 when he was recruited by Dallas TX based Caltex petroleum Corporation, a JV of Chevron USA and Texaco Oil Company.  Alex served as Director of Finance in various countries, including the Philippines, Greater China (China, Hong Kong and Taiwan) and Australia.  Alex left Caltex in 1995 to start his own accounting firm in Burlington North Carolina.  By 2006 his firm has grown to a regional presence with offices in Cary, Burlington, Greensboro, Charlotte and Rock Hill, SC.  Alex sold his successful practice in December 2006 just before the latest financial meltdown.  Since 2007, operating under the firm name Alliance Consulting Group, Alex has been a financial and management consultant advising clients on complicated fiscal matters and improve overall efficiency in management and operation.  In 2015, Alliance Consulting added digital marketing to its service area to meet the changing landscape of business.  Currently his firm manages private equity funds of Family Offices and other high net worth individuals, with focus on multi-family apartments and purpose-built Student Housing apartments near major universities throughout the country.